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A Truly Complete Health Insurance Solution, that offers you an Essential Shield, Infinite Power and Instant Peace.
Best suited for
Individual
Family
Multi Individual
A comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control and Better Care
A health insurance that lasts for a lifetime
Parents and elders took care of children in their most sensitive ages and phases of life. It is time to gift them the better Healthcare experience. Presenting ManipalCigna Prime Senior, a comprehensive Health Insurance plan which offers innovative features specially designed for Senior Citizens.
A comprehensive hospitalization plan for you and your family
Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future
The added boost that keeps you covered above and beyond your health plan.
Affordable standard health insurance plan
Standard Health Insurance Policy specially designed to cover Persons with Disabilities (PWD), Persons afflicted with HIV/AIDS, and those with Mental Illness
A plan that assures financial support and provides a safety cushion for a better tomorrow by providing complete protection, on and off the job, including death, disablement, repatriation of mortal remains and funeral expenses.
A plan that assures financial support and provides a safety cushion for a bettertomorrow by providing complete protection, on and off the job, including death, disability, loss of job and financial protection.
Standard Personal Accident Policy to safeguard your unexpected expenses arising from death or serious injury caused by an accident, while securing your finances
A vital protection for your financial health against life-changing critical illnesses that offers you the entire payment of sum insured on first diagnosis of listed illness.
A daily cash plan to financially aid hospitalization expenses
Every Detail Matters To Your Health
Employer-Employee Group
Non Employer-Employee Groups/ Association/ Institution/Society
Every Detail Matters For Global Protection
Non Employer- Employee Groups/Association/ Institution/Society
Check Detail to Secure Each Member's Lifestyle
Non Employer-Employee Groups/Association/ Institution/Society
Check Details To Secure Overseas Travel
Our All in One Plan to keep you healthy always
Steps to Make Cashless Claims towards Health Insurance
Unforeseen medical events are uncertain, and you never know when you’ll meet any of them. The prudent way of facing such circumstances is to get a suitable health insurance policy that helps you obtain financial coverage towards medical aid.
A mediclaim backup gives you financial assurance. If you ignore it, you may suffer from a severe financial crunch. However, if the health insurance claim process is tiresome, the insured members lose interest, leading to not availing benefits.
Types of claim settlement
The health insurance claim process is getting reimbursement for the medical costs that have been incurred. Here are a few guidelines that can explain how to claim under the health insurance plan you have purchased when the need arises.
There are two types of claim settlement:
Let’s see them one by one.
How does cashless health insurance works?
When you have cashless health insurance it means that you don’t have to pay cash at the network hospital of your insurer. Under cashless health insurance, your insurer is in direct negotiation with their network hospital to pay for the treatment you availed.
Why is it important to have cashless health insurance?
The demand for cashless health insurance is steadily growing. Below are the reasons why cashless health insurance is important to have:
Just ensure that the hospital you choose is present in the network hospitals of your insurer.
Steps for cashless claims
Below are the steps you must take to opt for a cashless claim:
Steps for reimbursement claims
Below are the steps you must take to opt for a reimbursement claim:
To conclude
Earlier, the insurance buyers were intimidated by the financial jargon in the insurance policy; however, the situation is changing drastically. By scrutinizing every line, you can easily claim and settle their dues with the insurer. Claiming health insurance payouts by showing interest is easy, and needs just your attention.
Buy ManipalCigna ProHealth Insurance plan and get cashless treatment at over 6500 hospitals in India.