Check Detail to Secure Each Member's Lifestyle
Sum Insured : Up To ₹ 50 Crore
Check Detail to Secure Each Member's Lifestyle
Best suited for
Employer-Employee Group
Non Employer-Employee
Groups/Association/ Institution/Society
Key Benefits
Launch Date: 25-09-2020
ALL IN ONE PLAN
Lifestyle Protection Group Policy offers choice of protection against the consequences of unforeseeable accidents and risk of critical illness under one cover. A corporate or groups/ associations with commonality of purpose can purchase this policy for their employees or members and dependents. It is a completely customizable policy to suit the requirements of your employees or group members, giving you the flexibility and freedom to design the cover you need.
GET FULL PROTECTION FROM OUR PLAN
Our plan is customized to cater to your distinct requirements by providing the widest range of coverage from accidents and disabilities to critical illnesses and procedures.
DISCOVER HOW OUR PLAN COVERS YOUR HEALTH
Group Personal Accident insurance provides protection in the event of death and/or disability with choice of optional covers including disappearance, broken bones, burns, coma, support items, modification, rehabilitation, ambulance, repatriation, emergency evacuation, child education, spouse benefit, convalescence, family transportation and counselling, hospital cash, second opinion, accidental medical expenses, funeral expenses among others. Group Critical Illness covers 1 to 36 illnesses under 6 different plans with optional benefits like survival period waiver, emergency road ambulance, repatriation, child education, convalescence, rehabilitation, hospital cash, family counselling, medical second opinion and wellness benefit among others.
Widest Choice of covers
• Accidental Death Benefit
• Permanent Total Disability Benefit
• Permanent Partial Disability Benefit
• Temporary Total Disability Benefit
• Multiple Optional benefits
• Plans covering upto 36 Critical Illnesses and
major medical procedures
• Cancer only coverage available
From comprehensive full package to an ala carte of benefits
On-duty cover option for GPA policy
Option to waive Critical Illness Survival Period
Fixed or Indemnity pay-out as applicable
Dedicated Claims and Customer Support
Choice of covers
• Group Personal Accident + Optional Covers under GPA
• Group Critical Illness + Optional Covers under GCI
• Group Personal Accident + Optional Covers under GPA +
Group Critical Illness + Optional Covers under GCI
• Group Personal Accident + Optional Covers under GPA +
Group Critical Illness
• Group Critical Illness + Optional Covers under Group
Critical illness +Group Personal Accident
• Group Personal Accident + Group Critical Illness
• Group Personal Accident only
• Group Critical Illness only
What’s covered
- Group Personal Accident insurance provides protection in the event of death and/or disability with choice of optional covers including disappearance, broken bones, burns, coma, support items, modification, rehabilitation, ambulance, repatriation, emergency evacuation, child education, spouse benefit, convalescence, family transportation and counselling, hospital cash, second opinion, accidental medical expenses, funeral expenses among others
- Group Critical Illness covers 1 to 36 illnesses under 6 different plans with optional benefits like survival period waiver, emergency road ambulance, repatriation, child education, convalescence, rehabilitation, hospital cash, family counselling, medical second opinion and wellness benefit among others
What’s not covered
- Personal Accident -
- Any Pre-existing Disease or Disability arising out of Pre-existing Diseases
- Death or disablement arising due to use, abuse of drug, intoxicating substance
- Death or disablement resulting from pregnancy or a consequence thereof
- Death or disablement caused by ionizing radiation or contamination by radioactivity from any nuclear fuel
- Critical Illness -
- Any Illness, sickness or disease other than those specified as Critical Illness in the Policy
- Any Critical Illness arising out of use, abuse of drug, intoxicating substance
- Birth control procedures. Any treatment arising from or traceable to pregnancy
- Any Critical Illness caused by ionizing radiation or contamination by radioactivity from any nuclear fuel.
Above List is only indicative and not exhaustive
Sum Insured
₹ 10000 up to ₹ 50 Crores
Min Entry Age
18 years (5 years for dependent^ under Group Personal Accident cover) (^children, grandchildren, siblings)
Cover Type
Individual only
Max Entry Age
75 years (>65 years subject to underwriting review for Group Critical Illness) 25 years for dependent^ (^children, grandchildren, siblings).
Relationships Covered
Self, Dependant – spouse, parents, parent in-laws, unmarried children, unmarried grandchildren, unmarried siblings
Policy Term
1 year (>1 year, max up to 5 year’s term available for Credit Linked Policy)
Min Group Size
7 members
Premium
Monthly/ Quarterly/ Half-yearly/ Annual/ Single payments (Short period and On duty cover available for Group Personal Accident policy)
Renewal
Lifetime provided the insured person is still associated with group
Got Questions?
What are the details to be provided at the time of intimation of claim?
The following details are to be provided to the company’s at the tine of intimation of Claim: Policy number, Name of policy, Name of the insured person in whose relation the Claim is being lodged. Nature of illness / injury. Name and address of the attending Medical Practitioner and hospital. Date of Admission and any other information as requested by Us.