Our Health Insurance Promise

At ManipalCigna Health Insurance, we strive to match your commitment to the health of your family. And our products are designed to honor that. Whatever your life stage and family requirements, we have a solution that will meet all your health care needs

Sum Insured : Up to ₹25 Crore

A plan that assures financial support and provides a safety cushion for a better tomorrow by providing complete protection, on and off the job, including death, disablement, repatriation of mortal remains and funeral expenses.

Best suited for

Individual

Family

Key Benefits

Comprehensive coverage for Accident Death (AD), Permanent Total Disablement (PTD) and Permanent Partial Disablement (PPD) as per chosen plan

Accidental OPD will be covered as a part of Accidental Hospitalization

Flexibility to choose optional covers as per your requirements

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UIN: MCIPAIP24083V012324
Launch Date: 05-09-2023

Sum Insured : ₹ 1 Lac - ₹ 30 Lacs

The added boost that keeps you covered above and beyond your health plan.

Best suited for

Individual

Family

Multi Individual

Key Benefits

Cashless treatment at 7500+ hospitals

Option to choose any room category

All Day Care treatments covered

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UIN: MCIHLIP23022V032223
Launch Date: 07-10-2022

Sum Insured : ₹ 0.5 Lac - ₹ 25 Lacs

Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future

Best suited for

Individual

Family

Multi Individual

Key Benefits

Customizable plan

Reassurance option for premium waiver

Flexible sum insured options

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UIN: MCIHLIP24016V032324
Launch Date: 08-05-2023

Sum Insured : ₹ 2.5 Lacs - ₹ 1 Crore

A comprehensive hospitalization plan for you and your family

Best suited for

Individual

Family

Multi Individual

Key Benefits

Cashless treatment at 7500+ hospitals

Guaranteed cumulative bonus up to 200% of SI

Tax saving benefits under Sec 80D, IT Act

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UIN: MCIHLIP24011V072324
Launch Date: 26-04-2023

Sum Insured : Up to ₹ 5 Lacs

Standard Health Insurance Policy specially designed to cover Persons with Disabilities (PWD), Persons afflicted with HIV/AIDS, and those with Mental Illness

Best suited for

Individual

Key Benefits

Coverage available for Allopathic & AYUSH treatments

Includes cover for Modern & Advanced Treatments

Includes Treatment for Cataract

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UIN: MCIHLIP23194V012223
Launch Date: 14-04-2023

Sum Insured : ₹ 3 Lacs - ₹ 50 Lacs

Parents and elders took care of children in their most sensitive ages and phases of life. It is time to gift them the better Healthcare experience. Presenting ManipalCigna Prime Senior, a comprehensive Health Insurance plan which offers innovative features specially designed for Senior Citizens.

Best suited for

Individual

Family

Multi Individual

Key Benefits

Coverage from 91st day onwards for Pre-existing diseases

Allows to choose 'Any Room' category, whether suite or above

Restores your Sum insured unlimited times in case you are short of coverage for related/unrelated illnesses/injuries

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UIN: MCIHLIP23151V012223
Launch Date: 04-01-2023

Sum Insured : ₹ 50 Lacs - ₹ 3 Cr

A health insurance that lasts for a lifetime

Best suited for

Individual

Family

Multi Individual

Key Benefits

Customize as per the changing life stages with optional packages such as Global+ (Global OPD & more), Women+ (specialized package for women) and Health+ (coverage enhancement)

Loyalty discount on premium from 4th Policy year onwards on the applicable premium

Coverage across the globe for Major illnesses including Cancer treatment

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UIN: MCIHLIP21559V012021
Launch Date: 15-01-2021

Sum Insured : ₹ 1 Lac - ₹ 25 Crore

A vital protection for your financial health against life-changing critical illnesses that offers you the entire payment of sum insured on first diagnosis of listed illness.

Best suited for

Individual

Family

Key Benefits

Covers 30 or 15 critical illnesses as per plan.

Access to online Wellness Programs

Lump sum and staggered payout options

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UIN: MCIHLIP21125V022021
Launch Date: 30-10-2020

Sum Insured :
ManipalCigna Health 360 – Shield and Advance: As per the underlying base policy
ManipalCigna Health 360 – OPD: ₹ 5000 - ₹ 1 Lac

Best suited for

Individual

Family

Multi Individual

Key Benefits

Coverage for non-medical expenses and durable medical equipment

Unlimited restoration of Sum Insured even for related illnesses/injuries

OPD coverage for those out of pocket expenses/injuries

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UIN: MCIHLIA23023V012223
Launch Date: 07-07-2022

Sum Insured : ₹ 3 Lacs - ₹ 1 Crore

A comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control and Better Care

Best suited for

Individual

Family

Multi Individual

Key Benefits

Covers your Non-Medical expenses

Allows you to choose "Any Room" category whether suite or above

Restores your Sum Insured unlimited times incase you are short of coverage for related/unrelated illnesses/injuries

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UIN: MCIHLIP22224V012122
Launch Date: 11-04-2022

Sum Insured : Up To ₹ 10 Lacs

Affordable standard health insurance plan

Best suited for

Individual

Family

Multi Individual

Key Benefits

Coverage available for Allopathic & AYUSH treatments

Includes cover for Modern & Advanced Treatments

Affordable all India health coverage

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UIN: MCIHLIP20156V011920
Launch Date: 01-05-2021

Sum Insured : Up To ₹1 Crore**

Standard Personal Accident Policy to safeguard your unexpected expenses arising from death or serious injury caused by an accident, while securing your finances

Best suited for

Individual

Family

Multi Individual

Key Benefits

Accidental Death Cover

Option to choose coverage for Hospitalisation expenses due to accident

Financial protection for dependent child

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UIN: MCIPAIP21622V012021
Launch Date: 01-04-2021

Sum Insured : Up To ₹10 Crore

A plan that assures financial support and provides a safety cushion for a better
tomorrow by providing complete protection, on and off the job, including death,
disability, loss of job and financial protection.

Best suited for

Individual

Family

Multi Individual

Key Benefits

Lump sum payout option

Loss of job covered

Financial protection for dependent child

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UIN: MCIPAIP21123V022021
Launch Date: 30-10-2020

Sum Insured : ₹ 500 - 5000 /Day

A daily cash plan to financially aid hospitalization expenses

Best suited for

Individual

Multi Individual

Key Benefits

Coverage up to 180 days per policy year

Access to online Wellness Program

Worldwide cover for illness or injury

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UIN: MCIHLIP21556V042021
Launch Date: 17-03-2021

Sum Insured : Up To ₹ 5 Crore

Our All in One Plan to keep you healthy always

Best suited for

Employer

Employee Group

Key Benefits

Flexibility to design a standard base cover to a premium comprehensive packaged solution

Range of covers including Accident, Mediclaim, Surgery, Domestic Travel and Wellness

Choice of Indemnity, Benefit, Regular cash payout (as per cover)

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UIN: MCIHLGP20120V011920
Launch Date: 29-06-2020

Sum Insured : Up To ₹ 50 Crore

Check Detail to Secure Each Member's Lifestyle

Best suited for

Employer

Employee Group

Key Benefits

Umbrella cover of Group - Personal Accident and/or Critical Illness

Flexibility of Base and Optional covers

Income protection including dependent family cover

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UIN: MCIPAGP21235V032021
Launch Date: 25-09-2020