What is Hospital Cover?

Hospital cover is a part of health insurance that helps you get comprehensive financial coverage for the costs included under hospitalisation. By opting for basic a hospital cover insurance, in case of any medical emergency, you are treated as a private patient and allotted a dedicated ward. The costs like in-hospital treatment, accommodation fees,surgery fees and all those expenses associated with hospitalisation. You can avail the benefit of getting admitted to the network hospitals that we have, spread across the country, along with a provision of cashless hospitalisation. The only mandatory thing is that the hospitalisation needs to be at least 24 hours from the time of admission.

Why do you need ManipalCigna Hospital Cover?

ManipalCigna offers you two different plans with private hospital cover and a bunch of benefits. You get in-patient hospitalisation cover through which all the room charges, nursing charges, ICU charges, surgeon as well as doctor fees, operation theatre, blood and oxygen and several other medical expenses are covered. ManipalCigna is beneficial too as it covers not just hospitalisation charges under basic hospital cover, but also offer you financial backup for several other costs. The ProHealth plan covers pre as well as post hospitalisation costs such as medical expenses made during the recovery process of 30 days. If the treatment you undergo needs less than 24 hours, 500 plus day-care procedures are made available under the plan. If the bed vacancy is nil or if you are unable to reach the hospital due to severe conditions, you can get domiciliary treatment at your home. Many times, hospital cover doesn’t include ambulance charges; however, ManipalCigna offers it to you at your convenience. Transportation expenses by an ambulance are also important while considering medical emergencies. Maternity and new-born medical costs are also taken care of under the basic hospital cover of ManipalCigna. Along with regular coverage, ManipalCigna private hospital cover also includes health check- ups, expert opinions on critical illnesses, and so on.

What does our Hospital Cover include?

ManipalCigna offers affordable hospital cover along with a wide range of benefits. Here is the list of applications that you are entitled to get under the policy- • All in-patient hospitalisation, along with pre and post-hospitalisation expenses. • Day-care treatment for hospitalisation with less than 24 hours. • Donor Expenses covering the cost of organ and transplant expenses. • AYUSH cover, which is nothing but any treatment falling under Ayurveda, Yoga & Naturopathy, Unani, Siddha & Homeopathy treatment for the event occurred due to illnesses or accidents. • Maternity expenses, along with new-born medical expenses and first-year vaccination charges, are covered under ManipalCigna’s affordable hospital cover. • Health check-ups and expert opinion on critical illness • You can also opt for a critical illness rider with the hospital cover you have chosen. • Several discounts such as a long-term discount, family discount, co-pay discount, cancellation provision are also available with tax benefits.

Start your wellness journey with ManipalCigna ProHealth Prime Active Plan

At ManipalCigna, we are committed to working with our customers and supporting them to improve their health, well-being and peace of mind. If you have been suffering from one or more of the following conditions such as Asthma, Diabetes, Hypertension, Dyslipidaemia, Obesity and looking to improve your overall health, then our Condition Management Program is just the right health and wellness solution for you!

HEALTHY CHOICES DESERVE HEALTHY DISCOUNTS

Better care is something most of us would like to have. That’s why our revolutionary ManipalCigna ProHealth Prime Active Plan is just better, as it helps you take better care of your health. Our holistically designed condition management program offered under ManipalCigna ProHealth Prime Active, allows you to track your current health status and rewards you for bringing about positive improvements in your health and well-being. At the end of the program, ‘Health Scores’ are calculated based on the improvement in your health parameters, and you also get to earn valuable reward points that can be utilized as discount in the renewal premium falling due immediately after the accrual. *Please note, carry forward of earned reward points shall not be allowed.

To avail our complimentary condition management program for your declared ailment, please click on the ailment specific link: If you are suffering from more than one ailment, please follow the hierarchy of ailments to enroll yourself: Asthma >> Diabetes >> Hypertension >> Obesity >> Dyslipidemia

Asthma- https://wellthy.page.link/3X6i
Diabetes- https://wellthy.page.link/949T
Hypertension- https://wellthy.page.link/JTXY
Obesity- https://wellthy.page.link/tecp
Dyslipidemia- https://wellthy.page.link/AZpF

Take Better Care of Yourself, and Get Rewarded For The Healthy Actions You Take.

Health Check-up with ProHealth Prime Active Plan for those who have not opted for Condition Management Program

At ManipalCigna, we are committed to improve the health, well-being and peace of mind of all those serve. Thus in line with our unwavering commitment and proactive approach to the health we provide free of charge Health Check-up once every 3rd policy year and can be opted only if wellness program is removed from the base plan for all Adult insured persons who have completed 18 years of Age with your ManipalCigna ProHealth Prime plan.

The packages are complementary for you and shall be offered on cashless basis only.

To avail your Health Check-up, please CLICK HERE

We're always here caring for you in illness and wellness.