What is Hospital Cover?

Hospital cover is a part of health insurance that helps you get comprehensive financial coverage for the costs included under hospitalisation. By opting for basic a hospital cover insurance, in case of any medical emergency, you are treated as a private patient and allotted a dedicated ward. The costs like in-hospital treatment, accommodation fees,surgery fees and all those expenses associated with hospitalisation. You can avail the benefit of getting admitted to the network hospitals that we have, spread across the country, along with a provision of cashless hospitalisation. The only mandatory thing is that the hospitalisation needs to be at least 24 hours from the time of admission.

Why do you need ManipalCigna Hospital Cover?

ManipalCigna offers you two different plans with private hospital cover and a bunch of benefits. You get in-patient hospitalisation cover through which all the room charges, nursing charges, ICU charges, surgeon as well as doctor fees, operation theatre, blood and oxygen and several other medical expenses are covered. ManipalCigna is beneficial too as it covers not just hospitalisation charges under basic hospital cover, but also offer you financial backup for several other costs. The ProHealth plan covers pre as well as post hospitalisation costs such as medical expenses made during the recovery process of 30 days. If the treatment you undergo needs less than 24 hours, 500 plus day-care procedures are made available under the plan. If the bed vacancy is nil or if you are unable to reach the hospital due to severe conditions, you can get domiciliary treatment at your home. Many times, hospital cover doesn’t include ambulance charges; however, ManipalCigna offers it to you at your convenience. Transportation expenses by an ambulance are also important while considering medical emergencies. Maternity and new-born medical costs are also taken care of under the basic hospital cover of ManipalCigna. Along with regular coverage, ManipalCigna private hospital cover also includes health check- ups, expert opinions on critical illnesses, and so on.

What does our Hospital Cover include?

ManipalCigna offers affordable hospital cover along with a wide range of benefits. Here is the list of applications that you are entitled to get under the policy- • All in-patient hospitalisation, along with pre and post-hospitalisation expenses. • Day-care treatment for hospitalisation with less than 24 hours. • Donor Expenses covering the cost of organ and transplant expenses. • AYUSH cover, which is nothing but any treatment falling under Ayurveda, Yoga & Naturopathy, Unani, Siddha & Homeopathy treatment for the event occurred due to illnesses or accidents. • Maternity expenses, along with new-born medical expenses and first-year vaccination charges, are covered under ManipalCigna’s affordable hospital cover. • Health check-ups and expert opinion on critical illness • You can also opt for a critical illness rider with the hospital cover you have chosen. • Several discounts such as a long-term discount, family discount, co-pay discount, cancellation provision are also available with tax benefits.

ManipalCigna ProHealth Prime Protect and Advantage Plan Rewards

At ManipalCigna, we're on a mission to improve our customer’s health, well-being and peace of mind. Your health is important to us, that’s why to help you live the healthiest life, we have specially designed a comprehensive wellness program to keep you healthy physically by way of walking and financially by way of rewards.

THE MORE YOU TAKE STEPS, THE MORE YOU EARN REWARD POINTS

Walking is one of the easiest ways to get the exercise you need to stay healthy. Thus, as part of our wellness program under ManipalCigna ProHealth Prime Protect and Advantage Plan, we aim to reward you basis the number of steps you have walked per day in conjunction to the number of days.

The more steps you take, the more reward points you'll earn – and the points you accumulate can be utilized as discount in the renewal premium falling due immediately after the accrual. *Please note, carry forward of earned reward points shall not be allowed.

No. of days	No. of steps
No. of days	10,000 steps and above per day	8,000 - 9,999 steps per day	6,000 - 7,999 steps per day
240 days and above	20%	15%	10%
180 - 239 days	15%	10%	5%
120 - 179 days	10%	5%	Nil

To track how many steps you’ve taken, CLICK HERE

Make a commitment to walk your way to better health. After all, Health Hai Toh Life Hai

Annual Health Check-up with ProHealth Prime Protect Plan, Advantage Plan.

At ManipalCigna, we are committed to improve the health, well-being and peace of mind of all those serve.

Thus in line with our unwavering commitment and proactive approach to the health we provide free of charge Annual Health Check-up each policy year (including the first year), for all Adult insured persons who have completed 18 years of Age.

The packages are complementary for you and shall be offered on cashless basis only.

To avail your Annual Health Check-up, please CLICK HERE

We're always here caring for you in illness and wellness.

Out Patient Benefits with ProHealth Prime Advantage Plan

At ManipalCigna, we are committed to improve the health, well-being and peace of mind of all those we serve.

To take care of your healthcare needs we provide cashless Out-Patient services to all Pro Health Prime Advantage customers.

Insured can book doctor consultation, lab investigation and order pharmacy using our vast network of healthcare partners.

To avail Outpatient services please download the app –

Google Play store link

Apple Store link

Step towards a healthier you with ManipalCigna ProHealth Prime Protect and Advantage Plan

THE MORE YOU TAKE STEPS, THE MORE YOU EARN REWARD POINTS

Annual Health Check-up with ProHealth Prime Protect Plan, Advantage Plan.

Out Patient Benefits with ProHealth Prime Advantage Plan