Additional Hospitalization Coverage with Super Top Up.
More protection with increased cover
Easy-on-pocket premium amounts
Guaranteed cumulative bonus
Choice of any hospital room
FEATURED INSURANCES
Additional coverage upto Rs. 30 lacs at an affordable premiumChoice of any hospital roomCovers both Allopathic and AYUSH treatments upto Sum InsuredCovers Non-Medical ExpensesGuaranteed Cumulative BonusGuaranteed continuity benefit on deductible on buying a separate Base policy from 5th Policy year onwards**| KEY FEATURES | INFORMATION |
|---|---|
 Inpatient Hospitalization Expenses | Covers Hospital expenses for admission longer than 24 hours. |
| Pre & Post Hospitalization | Pre & Post Hospitalization of 60 And 90 days respectively |
| Road Ambulance | Actual expenses incurred paid per hospitalization event |
| Donor expenses | Up to Sum Insured |
| AYUSH treatment | Up to Sum Insured |
| Non-medical expenses cover | Actual expenses incurred towards non-medical items listed under policy wordings under Annexure III |
| Day care Treatment | Covered up to limit of Sum Insured opted |
| Guaranteed Cumulative Bonus | A guaranteed 5% increase in Sum insured per policy year, maximum up to 50% of Sum Insured |
Add Ons
Guaranteed continuity on deductible
From 5th policy year onwards, you will have an option to opt for a separate base policy (any subsequ...
Reduction of Pre Existing Disease waiting period
Critical Illness Add On Cover
Child - 91 days, Adult - 18 years
Individual and family floater
Adult - No limit Child – 23 years (family-floater policy)
1, 2 and 3 years
Self, Spouse, Live-in partner, Children, Father, Mother, Father-in-law, Mother-in-law, Son-in-law, Daughter-in-law, Grand-parents, Grandchildren, Uncle, Aunt, Nephew, Niece, Brother, Sister, Sister in-law, Brother in-law
Single, Half yearly, Quarterly, Monthly
CUSTOMER TESTIMONIALS
"I am thankful for the support I received from ManipalCigna regarding my claim, it was very helpful."
Kailas Ragho Gaikwad
Thane City
"Thank you for your support during a challenging time. The situation was bad but you support made a significant difference. Much appreciated."
Gulniesa Banu
Bangalore
"Thank you ManipalCigna for resolving my issue and explaining it properly."
Gagan Kumar
"Thank you ManipalCigna for making me understand my policy details. All my questions were answered and it was very helpful."
Mondrety Nirmala
"The conversation didn’t feel like just any customer service interaction. Sushant was incredibly helpful and listened to what I needed. Your service has been fantastic. I am delighted."
Tarush Jain
"I am thankful for the support I received from ManipalCigna regarding my claim, it was very helpful."
Kailas Ragho Gaikwad
Thane City
"Thank you for your support during a challenging time. The situation was bad but you support made a significant difference. Much appreciated."
Gulniesa Banu
Bangalore
"Thank you ManipalCigna for resolving my issue and explaining it properly."
Gagan Kumar
"Thank you ManipalCigna for making me understand my policy details. All my questions were answered and it was very helpful."
Mondrety Nirmala
"The conversation didn’t feel like just any customer service interaction. Sushant was incredibly helpful and listened to what I needed. Your service has been fantastic. I am delighted."
Tarush Jain
CLAIMS PROCESS
FAQ