Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future
Sum Insured ₹ 0.5 Lac - ₹ 25 Lacs
Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future
Best suited for
Individual
Family
Multi Individual
Key Benefits
Launch Date: 22-05-2024
Various Plans
ManipalCigna ProHealth Select has been designed keeping your needs in mind.
ProHealth Select A
Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future
Ped Waiting Period
3 Years
Sum Insured
0.5 Lacs - ₹ 25 Lacs
Choice of flexible Sum Insured: ₹ 0.5 Lacs- ₹ 25 Lacs
Option to remove sub-limit on Room Rent & ICU charges in Hospital
Choice of long-term policy upto 3 years
Restoration benefit with 100% additional Sum Insured
Additional Sum Insured with Non-reducing Cumulative Bonus (CB)
Healthy Rewards upto 10% of premium paid. Utilize points towards payment of renewal premium and more.
AYUSH benefit up to Policy Sum Insured
Choice of Reassurance benefit for automatic extension of policy
Cumulative Bonus Booster (CBB) with 4 options to choose
Top-up Benefit from ₹ 1- ₹ 5 Lacs, provided the deductible is not higher than the SI opted
CI add-on rider covering 11 Critical Illnesses
Health 360- OPD & Shield
What’s covered
- Inpatient Hospitalisation: Hospital room up to ₹ 3000 or ICU up to ₹ 7000
- Pre - Hospitalization (60 days)
- Post - Hospitalization (90 days)
- Day-care Treatment : 171 procedures covered up to full SI
- Domiciliary Treatment: up to full SI
- Ambulance Cover up to ₹ 2,000 per event
- Donor Expenses covered up to SI
- Restoration of SI : Available once in a policy year for unrelated illnesses in addition to the SI opted
- AYUSH Cover up to SI
- Cumulative Bonus: Guaranteed 5% each year, Max up to 100%
What’s not covered
- Dental treatment
- Circumcision
- Investigation & Evaluation
- Any treatment traceable to pregnancy except ectopic pregnacy
- Routine medical check-up and diagnostic tests
- Hazardous or Adventure sports
- Ailments arising out of alcohol and drug abuse
- Cosmetic surgery except reconstructive surgery for burns and accidents
- Any form of Alternative Treatment, except ayush treatment.
- Breach of law
- Any amount which falls under the deductible or co-pay
- Non-Medical Expenses Listed as per IRDA
Above List is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus.
Rationale For ProHealth Select Premium Revision, please Click here.
Optional Covers
• Deductible
• Re-Assurance
• Voluntary Co-pay
• Health Check Up
• Cumulative Bonus Booster
• Worldwide Emergency Cover
• Removal of Room Rent Limit
• Disease Specific Sub limits
• Health Maintenance Benefit
Riders
Add-on Cover: Covers listed 11 Critical Illnesses Available on payment of additional premium
ManipalCigna Health 360
Shield – Coverage for listed non-medical expenses and durable medical equipment max up to ₹ 1 Lac
OPD – Now avail the power of cashless OPD rider with 3 flexible package options
Package 1 – Coverage for only consultation
Package 2 – Coverage for consultation and prescribed diagnostics
Package 3 – Coverage for consultation with prescribed diagnostics and pharmacy
Min Entry Age
Child - 91 days, Adult - 18 years
Cover Type
Individual and Family Floater
Max Entry Age
No limit
Policy Period
1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
Relationships Covered
Self, spouse, children, parents, siblings, parent in laws and more.
Premium Payment Mode
Single, Annual, Half yearly, Quarterly, Monthly
ProHealth Select B
Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future
Ped Waiting Period
3 Years
Sum Insured
2 Lacs - ₹ 25 Lacs
Choice of flexible Sum Insured: ₹ 2 Lacs- ₹ 25 Lacs
Option to remove sub-limit on Room Rent & ICU charges in Hospital
Choice of long-term policy upto 3 years
Restoration benefit with 100% additional Sum Insured
Additional Sum Insured with Non-reducing Cumulative Bonus (CB)
Healthy Rewards upto 10% of premium paid. Utilize points towards payment of renewal premium and more.
AYUSH benefit up to Policy Sum Insured
Choice of Reassurance benefit for automatic extension of policy
Cumulative Bonus Booster (CBB) with 4 options to choose
Top-up Benefit from ₹ 1- ₹ 5 Lacs, provided the deductible is not higher than the SI opted
CI add-on rider covering 11 Critical Illnesses
Health 360- OPD & Shield
What’s covered
- Inpatient Hospitalisation: Hospital room up to ₹ 3000 or ICU up to ₹ 7000
- Pre - Hospitalization (60 days)
- Post - Hospitalization (90 days)
- Day-care Treatment : 171 procedures covered up to full SI
- Domiciliary Treatment: up to full SI
- Ambulance Cover up to ₹ 2,000 per event
- Donor Expenses covered up to SI
- Restoration of SI : Available once in a policy year for unrelated illnesses in addition to the SI opted
- AYUSH Cover up to SI
- Cumulative Bonus: Guaranteed 5% each year, Max up to 100%
What’s not covered
- Dental treatment
- Circumcision
- Investigation & Evaluation
- Any treatment traceable to pregnancy except ectopic pregnacy
- Routine medical check-up and diagnostic tests
- Hazardous or Adventure sports
- Ailments arising out of alcohol and drug abuse
- Cosmetic surgery except reconstructive surgery for burns and accidents
- Any form of Alternative Treatment, except ayush treatment.
- Breach of law
- Any amount which falls under the deductible or co-pay
- Non-Medical Expenses Listed as per IRDA
Above List is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus.
Rationale For ProHealth Select Premium Revision, please Click here.
Optional Covers
• Deductible : Up to ₹ 5 Lacs, provided the Deductible is
not higher than the SI opted
• Removal of Room Rent Limit
• Re-Assurance- Automatic Extension of Policy for 2 years on diagnosis of a listed Critical Illness or Permanent Total Disability
• Cumulative Bonus Booster
Riders
Add-on Cover: Covers listed 11 Critical Illnesses Available on payment of additional premium
ManipalCigna Health 360
Shield – Coverage for listed non-medical expenses and durable medical equipment max up to ₹ 1 Lac
OPD – Now avail the power of cashless OPD rider with 3 flexible package options
Package 1 – Coverage for only consultation
Package 2 – Coverage for consultation and prescribed diagnostics
Package 3 – Coverage for consultation with prescribed diagnostics and pharmacy
Min Entry Age
Child - 91 days, Adult - 18 years
Cover Type
Individual and Family Floater
Max Entry Age
No limit
Policy Period
1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
Relationships Covered
Self, spouse, children, parents, siblings, parent in laws and more.
Premium Payment Mode
Single, Annual, Half yearly, Quarterly, Monthly
Prohealth Select B
Design your own health plan and pay for what you choose. Customise your plan according to your needs with ProHealth Select and reassure your future
Ped Waiting Period
3 Years
Sum Insured
2 Lacs - 25 Lacs
Choice of flexible Sum Insured: ₹ 2 Lacs- ₹ 25 Lacs
Option to remove sub-limit on Room Rent & ICU charges in Hospital
Choice of long-term policy upto 3 years
Restoration benefit with 100% additional Sum Insured
Additional Sum Insured with Non-reducing Cumulative Bonus (CB)
Healthy Rewards upto 10% of premium paid. Utilize points towards payment of renewal premium and more.
AYUSH benefit up to Policy Sum Insured
Choice of Reassurance benefit for automatic extension of policy
Cumulative Bonus Booster (CBB) with 4 options to choose
Top-up Benefit from ₹ 1- ₹ 5 Lacs, provided the deductible is not higher than the SI opted
CI add-on rider covering 11 Critical Illnesses
Health 360- OPD & Shield
What’s covered
- Inpatient Hospitalisation: Hospital room up to ₹ 3000 or ICU up to ₹ 7000
- Pre - Hospitalization (60 days)
- Post - Hospitalization (90 days)
- Day-care Treatment : 171 procedures covered up to full SI
- Domiciliary Treatment: up to full SI
- Ambulance Cover up to ₹ 2,000 per event
- Donor Expenses covered up to SI
- Restoration of SI : Available once in a policy year for unrelated illnesses in addition to the SI opted
- AYUSH Cover up to SI
- Cumulative Bonus: Guaranteed 5% each year, Max up to 100%
What’s not covered
- Dental treatment
- Circumcision
- Investigation & Evaluation
- Any treatment traceable to pregnancy except ectopic pregnacy
- Routine medical check-up and diagnostic tests
- Hazardous or Adventure sports
- Ailments arising out of alcohol and drug abuse
- Cosmetic surgery except reconstructive surgery for burns and accidents
- Any form of Alternative Treatment, except ayush treatment.
- Breach of law
- Any amount which falls under the deductible or co-pay
- Non-Medical Expenses Listed as per IRDA
Above List is only indicative and not exhaustive. For complete details on Eligibility, Coverages, Benefits, Terms, Condition and Exclusions please refer Policy Wordings and Prospectus.
Rationale For ProHealth Select Premium Revision, please Click here.
Optional Covers
• Deductible : Up to ₹ 5 Lacs, provided the Deductible is
not higher than the SI opted
• Removal of Room Rent Limit
• Re-Assurance- Automatic Extension of Policy for 2 years on diagnosis of a listed Critical Illness or Permanent Total Disability
• Cumulative Bonus Booster
Riders
Add-on Cover: Covers listed 11 Critical Illnesses Available on payment of additional premium
Min Entry Age
Child - 91 days, Adult - 18 years
Cover Type
Individual and Family Floater
Max Entry Age
No limit
Policy Period
1, 2 and 3 years
(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)
Relationships Covered
Self, spouse, children, parents, siblings, parent in laws and more.
Premium Payment Mode
Single, Annual, Half yearly, Quarterly, Monthly
Other plans under ProHealth Select
Sum insured
-
Base premium
/annum
Add Plan
Got Questions?
What are the details to be provided at the time of intimation of claim?
The following details are to be provided to the company’s at the tine of intimation of Claim: Policy number, Name of policy, Name of the insured person in whose relation the Claim is being lodged. Nature of illness / injury. Name and address of the attending Medical Practitioner and hospital. Date of Admission and any other information as requested by Us.
VIEW MORE FAQsOther product with Hospitalisation Cover
Sum Insured upto ₹ 1 Lac - ₹ 30 Lacs
The added boost that keeps you covered above and beyond your health plan.
Best suited for
Individual
Family
Multi Individual
Key Benefits
