Most Viewed Articles

Jan 15 2026

Understanding the Key Components of Health Insurance Core Elements of Health Insurance Coverage for Pre-existing Diseases Additional Components of Health Insurance Financial Elements of Insurance Policy Benefits and Bonuses Network and Service-related Elements Exclusions in Health Insurance Conclusion FAQs Health insurance has become an essential part of...

Jan 15 2026

Understanding Section 80D Exemptions Eligibility for 80D Exemptions What Expenses Are Covered Under Section 80D? 80D Deduction Limits Section 80D Deduction Limits in Different Scenarios How to Claim 80D Tax Exemption Example of 80D Tax Calculation Key Benefits of Section 80D Exclusions Under Section 80D Points to Remember for Maximising 80D Benefits 80D and ...

Jan 15 2026

Introduction to Cumulative Bonus How Does Cumulative Bonus Work in a Health Insurance Policy? Types of Cumulative Bonus in Insurance Factors Affecting Cumulative Bonus Benefits of Cumulative Bonus Why is a Cumulative Bonus Needed? When is a Cumulative Bonus Required? How to Check Cumulative Bonus in Your Policy Cumulative Bonus During Policy Renewal ...

Jan 15 2026

Introduction to Health Insurance Age Limit Maximum Age for Health Insurance in India Types of Health Insurance Plans and Age Eligibility Factors to Consider When Choosing Health Insurance for Older Adults Challenges of Buying Health Insurance at an Older Age Tips for Choosing the Right Health Insurance for Seniors Conclusion FAQs With the rising cost of medical care ...

Jan 15 2026

Introduction to Medical Expenses Medical Expenses Covered Under Health Insurance Medical Expenses Not Covered in Health Insurance Importance of Understanding Medical Expenses in Health Insurance Tips for Managing Medical Expenses Conclusion FAQs on Medical Expenses Healthcare costs are an inevitable reality....

Jan 15 2026

Introduction to Aam Aadmi Bima Yojana Key Features of Aam Aadmi Bima Yojana Eligibility Criteria for AABY Benefits of Aam Aadmi Bima Yojana What is Covered and Not Covered Under AABY How to Enrol in Aam Aadmi Bima Yojana AABY Premiums and Claim Process How to Check AABY Status Conclusion FAQs on Aam Aadmi Bima Yojana Social security is essential in cushioning...

Jan 15 2026

What is a Government Health Insurance Scheme? Key Features of Government Health Insurance Schemes Major Government Health Insurance Schemes in India Benefits of Government Health Insurance Schemes How to Apply for Government Health Insurance Limitations and Considerations Role of Government Health Insurance in Strengthening India's Healthcare System Long-Term Impact...

Jan 15 2026

What is an Insurance Rider? Types of Health Insurance Riders in India Benefits of Insurance Riders How to Choose the Right Insurance Rider Considerations Before Buying Health Insurance Riders Conclusion FAQs What is an Insurance Rider? An insurance rider is a voluntary extension that may be added to an underlying insurance policy to increase or alter the coverage. Simply...

Jan 15 2026

Family Floater Health Insurance Meaning Key Features of Family Floater Health Insurance How Does a Family Floater Plan Work? Benefits of Family Floater Health Insurance What Does a Family Floater Plan Cover? Exclusions and Limitations Tips for Choosing the Best Family Floater Health Insurance Conclusion FAQs on Family Floater Health Insurance ...

Jan 15 2026

What is a Preventive Health Check-Up? Importance of Preventive Health Check-Ups Benefits of Preventive Health Check-Ups Types of Preventive Health Check-Ups Recommended Preventive Health Check-Ups by Age What to Expect During a Preventive Health Check-Up How Often Should You Get a Preventive Health Check-Up? Who Should Opt for Preventive Health Check-Ups Preventive ...

Jan 15 2026

Importance of Retirement Pension Plans Types of Pension Plans Features of a Good Pension Plan Benefits of Pension Plans How to Choose the Best Pension Plans Pension Plan Investment Options How Pension Plans Work Tips for Maximising Pension Benefits Conclusion FAQs In order to learn about what a pension plan is, it is best to consider it as a long-term financial ...

Jan 15 2026

What is the Bhamashah Yojana? Eligibility Criteria for Bhamashah Yojana Features of Bhamashah Yojana Bhamashah Swasthya Bima Card How to Apply for the Bhamashah Card Claim Process Under Bhamashah Swasthya Bima Yojana Tips to Maximise Benefits of Bhamashah Yojana Conclusion FAQs on Bhamashah Swasthya Bima Yojana What is the Bhamashah Yojana? The Bhamashah Yojana is...

Jan 15 2026

Introduction to Diabetes Diet Recommended Foods for Diabetes Foods to Limit or Avoid Creating a Diabetes-Friendly Meal Plan Sample Diabetes Diet Menu Benefits of Following a Diabetes Diet Tips for Maintaining a Diabetes Diet Conclusion FAQs on Diabetes Diet Effective management of diabetes is much more than medication. A properly designed diabetes diet is one of the...

Jan 15 2026

Introduction to Tulsi Why Consume Tulsi on an Empty Stomach Health Benefits of Tulsi Tulsi for Stress and Mental Health Tulsi for Heart and Respiratory Health How to Incorporate Tulsi into Your Daily Routine Safety and Precautions Conclusion FAQs on Tulsi Benefits The tulsi or holy basil has been a constituent of Indian households for centuries. In addition to the ...

Jan 15 2026

Introduction to Retirement Planning Importance of Retirement Planning Key Elements of Retirement Planning Steps for Effective Retirement Planning Health Insurance and Retirement Planning Common Mistakes to Avoid in Retirement Planning Tips for Successful Retirement Planning Conclusion FAQs Most people think of retirement as a period of rest, freedom...

Jan 15 2026

Overview of Yeshasvini Health Insurance Scheme Benefits of the Yeshasvini Health Insurance Scheme Features of the Yeshasvini Health Insurance Scheme Eligibility Criteria for Yeshasvini Scheme How to Apply for a Yashasvini Card How to Get the Yeshasvini Health Insurance Card Yeshasvini Health Insurance Claim Process Conclusion FAQs on Yeshasvini Health Insurance...

Jan 15 2026

Definition of Policy Term Significance of Policy Term Types of Policy Term Factors Influencing Policy Term Policy Term vs Premium Payment Term How to Decide the Ideal Policy Term Illustration of Policy Term in Health Insurance Conclusion FAQs Learning to understand insurance starts by learning a little about the key concepts, and policy term is one of the basic ones. You may...

Jan 15 2026

Overview of Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) Features and Benefits of MJPJAY Importance of Mahatma Jyotirao Phule Jan Arogya Yojana in Maharashtra Eligibility Criteria for Mahatma Jyotirao Phule Jan Arogya Yojana What is Covered Under MJPJAY? What is Not Covered Under MJPJAY? List of Diseases and Treatments Covered Under MJPJAY Documents...

Jan 15 2026

What is the Universal Health Insurance Scheme? Universal Health Insurance Scheme (UHIS) Eligibility Criteria Key Features of the Universal Health Insurance Scheme Benefits and Coverage of UHIS How to Enrol in the Universal Health Insurance Scheme Universal Health Coverage in India: Importance & Impact Challenges and Limitations of UHIS Tips for Maximising UHIS...

Jan 15 2026

Overview of West Bengal Health Scheme (WBHS) West Bengal Health Scheme Eligibility West Bengal Health Scheme Benefits Coverage Under West Bengal Health Scheme West Bengal Health Scheme Hospital List WB Health Scheme Registration Process Downloading the West Bengal Health Scheme Application Form West Bengal Health...

Jan 15 2026

Overview of Pradhan Mantri Suraksha Bima Yojana (PMSBY) Key Features of the PMSBY Policy Benefits of the Pradhan Mantri Suraksha Bima Yojana Eligibility Criteria for PMSBY What is Covered Under PMSBY Insurance? What is Not Covered Under PMSBY? PMSBY Premium: Charges, Payment Methods & Renewal Documents Required for PMSBY Scheme Enrollment How ...

Jan 15 2026

Understanding PCOS in Women Why Diet Matters in PCOS Management Key Principles of an Effective PCOS Diet Plan Best Foods for Women's Health with PCOS Foods to Avoid in a PCOS Diet Sample PCOS Diet Plan for Daily Nutrition Insurance for Women: Why PCOS Requires Good Health Coverage Health Insurance for PCOS: What to Check Before Buying How ManipalCigna...

Jan 15 2026

What Is the Meaning of PCOD? Why PCOD Occurs: Common Causes PCOD in Women: Key Signs & Symptoms Treatment of PCOD Problem in Females PCOD Treatment Cost in India Long-Term Health Risks of Untreated PCOD Does Health Insurance Cover PCOD? Choosing the Right Health Insurance Plan for PCOD Management How ManipalCigna Supports Women with PCOD Conclusion FAQs on PCOD ...

Jan 15 2026

Why ICU & Ventilator Care Has Become More Expensive ICU Charges Per Day in India: Key Cost Factors Average ICU Cost Per Day in India Understanding Ventilator Charges: What Patients Pay For Is ICU Covered by Insurance? What Health Insurance Covers During ICU Hospitalisation Why Adequate Sum Insured Is Crucial for ICU Needs Tips to Choose the Right Health Insurance for...

Jan 15 2026

What Is In-Patient Hospitalisation? What Is Outpatient (OPD) Care? Inpatient Meaning vs Outpatient Meaning: Quick Comparison Key Differences Between In-Patient and Out-Patient Treatment What Health Insurance Covers Under Inpatient Care What Health Insurance Covers Under OPD Care Why Understanding Inpatient vs Outpatient Matters for Policy Selection Tips ...

Jan 15 2026

Why Hypertension Needs Special Health Coverage Common Lifestyle Diseases Linked to Hypertension Is Hypertension Covered in Health Insurance? Health Insurance for Hypertension Patients: What to Expect Choosing the Best Health Plan for Hypertension Life Insurance Coverage for Hypertension: What Changes? Tips to Manage Hypertension & Reduce Long-Term Health Costs How ...

Jan 15 2026

What Determines Heart Surgery Costs in India? Average Cost of Common Heart Surgeries in India Additional Expenses Patients Should Be Aware Of Why Heart Patients Need Specialised Health Insurance Best Health Insurance for Heart Patients in India: Key Features Cardiac Insurance vs Regular Health Insurance Choosing the Best Health Insurance Policy for Heart Patients in India...

Jan 15 2026

What Is Dental Insurance? Why Dental Care Matters for Overall Health Is Dental Treatment Covered in Health Insurance? Dental Insurance in India: Current Landscape Which Insurance Covers Dental Implants in India? Types of Dental Treatments Usually Covered Health Insurance With Dental Cover: What to Look For Best Dental Insurance Options in India ...

Jan 15 2026

What Is IVF and What Does Fertility Treatment Mean? Is IVF Covered by Insurance in India? Which Insurance Covers IVF in India? Fertility Treatment Insurance: What It Typically Includes Fertility Treatment Cost in India: An Overview Is Pregnancy Covered in Health Insurance? Women's Health Insurance Plans in India Supporting Fertility Care Factors to Check Before...

Jan 15 2026

What Is a Health Insurance Premium Calculator? How an Online Premium Calculator Works Why You Should Use a Premium Calculator Before Buying a Policy Benefits of Using an Insurance Digital Platform for Premium Calculation Factors That Influence Your Health Insurance Premium How to Calculate Health Insurance Premium Easily Using a Health Plan Cost Calculator for Budget...

Jan 15 2026

Why Young Adults Need Health Insurance Early Is Health Insurance Worth It for Young Adults? Key Health Risks & Gen Z Health Problems Features to Look for in the Best Health Insurance for Young Adults in India Personalised Health Plans for Young Adults Role of Insurance Digital Platforms in Smarter Healthcare Decisions Health Insurance Trends 2025 Impacting...

Jan 15 2026

What Is a CBC (Complete Blood Count) Test? Why Is a CBC Test Important? CBC Blood Test Normal Range Female CBC Test Normal Range: Key Differences CBC Test Cost in India When Should You Get a CBC Test Done? Does Health Insurance Cover Diagnostic Tests? Are Tests Covered by Insurance for All Conditions? How ManipalCigna Supports Diagnostic &...

Jan 15 2026

Why Milk Is an Essential Part of a Healthy Diet Nutritional Value of Milk (Per 100 ml) Key Health Benefits of Drinking Milk Dairy Milk Nutrition vs Other Milk Alternatives Calcium-Rich Diet Plan for Daily Nutrition Importance of Calcium for Long-Term Health How Preventive Health Insurance Supports Bone & Overall Wellness ManipalCigna's Focus on Preventive...

Dec 19 2025

What Is a Family Floater Health Insurance Plan? How Family Floater Policies Work Key Features of Family Floater Health Insurance Family Floater vs Individual Health Insurance Who Should Choose a Family Floater Mediclaim Policy? What Does a Family Floater Policy Typically Cover? Factors That Affect Family Health Insurance Premium Using a Family Health Insurance...

Dec 19 2025

Why Health Insurance for Women Is Essential Key Health Risks Women Commonly Face Features to Look for in Women's Health Insurance Plans Best Health Insurance Options for Women in India Tips to Choose the Right Health Insurance for Women How Health Insurance Helps Women Balance Career, Family & Health Why Women Should Prioritise Preventive Care ...

Dec 19 2025

What Is LASIK Eye Surgery LASIK Surgery Cost in India Does Health Insurance in India Cover LASIK Surgery How to Choose a Health Insurance Plan for LASIK / Vision Correction Pros & Risks LASIK Insurance Strategy Real-World Scenarios / Use Cases Tips & Best Practices for Insuring Your Vision Conclusion FAQs What Is LASIK Eye Surgery? LASIK is a vision...

Dec 19 2025

Understanding Recurrent Depressive Disorder (RDD) Mental Health Insurance in India: Coverage Landscape Why Health Cover Matters Specifically for Recurrent Depression What to Look for When Choosing a Policy for Recurrent Depressive Disorder Managing Recurrent Depression with Health Cover - Best Practices Real-World Scenarios & Use Cases Myths &...

Dec 19 2025

What Is Day-Care Treatment Common Day-Care Treatments & Procedures Covered How Day-Care Treatment Claims Work Things to Watch For in a Day-Care Cover Comparing Day-Care Treatment vs OPD vs IPD Pros & Drawbacks of Day-Care Coverage How to Choose a Health Insurance Plan with Good Day-Care Cover Real-World Examples / Scenarios Conclusion FAQs What...

Dec 19 2025

Why Nutrition Matters for Women's Health Insurance Key Nutrition Strategies for Women's Wellness How Nutrition Strategies Tie Into Women's Health Insurance Benefits How to Build & Maintain Nutrition Habits That Support Your Insurance Goals Real-Life Scenarios & Case Studies Some Common Myths How to Choose the Best Health Insurance Plan for Women's Conclusion FAQs ...

Dec 19 2025

Why Healthy Lifestyle Habits Matter Key Healthy Habits to Build for Wellness Insurance Gains How Wellness Benefits in Health Insurance Work How to Build Healthy Habits That Actually Stick Real-Life Examples & Scenarios Challenges & Myths About Wellness Habits in Insurance Tips to Choose a Health Insurance Plan That Supports Your Wellness Goals Conclusion ...

Dec 19 2025

Key Terms Explained Policy Year, Policy Tenure & Lifetime Policy Life Cycle in Insurance Why These Distinctions Matter for Health Insurance Choosing the Right Policy Setup for You Real-World Examples & Scenarios Conclusion FAQs Understanding how your health insurance works is easier when you know the basic timelines involved. These timelines decide how long your cover...

Dec 18 2025

Understanding the Basics What Is IPD in Health Insurance Key Differences Between OPD and IPD What Does OPD Cover Include in Health Insurance Understanding IPD Claims Why Consider Both OPD and IPD Coverage Who Needs Which Type of Coverage How to Choose and Buy the Right Plan Real-World Examples & Claim...

Dec 03 2025

What is PCOD? What is PCOS? Difference Between PCOS and PCOD: Quick Comparison Causes of PCOS and PCOD PCOD vs PCOS Treatment Approaches Long-Term Health Risks Linked to PCOD & PCOS Role of Health Insurance in Women's Reproductive Health Choosing the Right Women Insurance Plan for Hormonal Conditions How ...

Dec 02 2025

What Exactly Are Sub-Limits? Key Types of Sub-Limits in Health Insurance Room Rent Limit (Specifically) – Why It Matters Defined Limit vs Sub-Limit - What’s the Difference? Disease-Wise (Condition-Specific) Sub-Limits Risks & Drawbacks of Sub-Limits How to Read Your Policy Document Correctly Real-World Examples &...

Dec 01 2025

Why the Festive Season Is the Right Time to Prioritise Health Key Reasons to Buy Health Insurance During the Festive Season Health Insurance Helps Make the Festive Season a Healthier One Tips For Choosing the Right Health Insurance Plan This Festive Season FAQs The festive season is in full swing. Festivals are all about lights, food,...

Nov 30 2025

What is the Mediclaim Premium? What is the Mediclaim Premium Calculator? Benefits of the Mediclaim Premium Calculator How is the Premium Calculated? How to Use Mediclaim Premium Calculators? Conclusion FAQs What is the Mediclaim Premium? Nothing precious in this world comes free of cost. An insurance premium...

Nov 30 2025

What is a Maternity Insurance Waiting Period Types of Waiting Periods in Maternity Health Insurance Why is the Waiting Period Important Can You Buy Maternity Insurance with No Waiting Period How to Reduce Maternity Waiting Period Factors to Consider Before Buying a...

Nov 30 2025

What is a Health Insurance Card Key Details Found in a Health Insurance Card How Does a Health Insurance Card Benefit You Types of Health Insurance Cards You Might Have Things to Keep in Mind When Using Your Health Insurance Card How to Get a Health Insurance Card ...

Nov 29 2025

What is Health Insurance on EMI? Why Choose Health Insurance on EMI? How Does Health Insurance on EMI Work? Benefits of Buying Health Insurance on EMI Difference Between EMI and Lump Sum Payment Things to Consider Before Choosing the EMI Option ...

Nov 29 2025

What Is a Family Mediclaim Policy? Key Benefits of a Family Mediclaim Plan Factors to Consider Before Buying a Family Mediclaim Plan Why Family Mediclaim Is Essential Today FAQs One of the easiest methods of covering your loved ones against the increasing healthcare costs is through a family medical insurance policy. It gives you a...

Nov 28 2025

What is Personal Accident Insurance? What is Critical Illness Insurance? Accident Insurance vs Critical Illness Insurance – Key Differences Which One Should You Choose? Common Myths Around Accident & Critical Illness Insurance Conclusion FAQs ...

Nov 28 2025

Why Lifestyle Choices Affect Your Health Insurance Key Lifestyle Factors That Influence Your Health Insurance Coverage How Healthy Lifestyle Habits Help Improve Your Insurance Benefits Tips to Maintain a Healthy Lifestyle for Better Health Coverage FAQs Your health is influenced by everyday habits. They also shape how insurers view your...

Nov 27 2025

Why Health Insurance Matters During Medical Emergencies Key Financial Risks of Not Having Health Insurance Indirect Costs Most People Don’t Consider Tips to Choose the Right Health Insurance Plan Conclusion FAQs A medical emergency can easily change life inside out, both emotionally and financially, without any notice. When a hospitalised...

Nov 27 2025

What is Infertility Insurance & Why It Matters What Treatments Are Covered Under IVF Insurance Best Health Insurance Plans in India That Cover IVF Benefits of Buying Health Insurance for Infertility Treatments Exclusions & Limitations You Should Know Tips Before Buying IVF...

Nov 26 2025

What Is the ManipalCigna Lifestyle Protection – Critical Care Plan? Why Critical Care Coverage Matters Today Why the ManipalCigna Lifestyle Protection – Critical Care Plan Is Worth It Who Can Apply and What the Policy Covers What Makes ManipalCigna the Right Choice for Critical-Illness Insurance FAQs Critical illnesses...

Nov 25 2025

Understanding the Basics of Health Insurance Common Questions About Buying and Using a Health Insurance Policy Key Features and Terms You Should Know Tips to Choose the Right Health Insurance Plan FAQs Health insurance is one of the most important pieces of a proper personal finance plan. It defends you and your family against the shock of...

Nov 25 2025

Meaning of Premium in Health Insurance How Does a Health Insurance Premium Work? Factors Affecting Health Insurance Premium Average Health Insurance Premium in India Difference Between Premium and Deductible Health Insurance with Return of Premium in...

Nov 25 2025

Why Heart Surgeries Need Special Insurance Coverage Types of Heart Surgeries Covered Under Health Insurance What is Covered Under Heart Surgery Insurance What is Not Covered Under Heart Surgery Insurance Waiting Periods for Heart Surgery Coverage Benefits of Having Health...

Nov 24 2025

Understanding Asthma and Its Health Impact Common Symptoms and Triggers of Asthma Why Health Insurance Is Important for Asthma Patients Does Health Insurance Cover Asthma? Best Health Insurance Plans for Asthma Patients Key Exclusions and Waiting Periods ...

Nov 23 2025

Understanding Liver Health and Common Liver Diseases Why Liver Health Insurance Coverage Is Important Does Health Insurance Cover Liver Diseases? Types of Insurance Plans Covering Liver Disease Key Exclusions and Waiting Periods for Liver Disease Coverage How to Choose the...

Nov 21 2025

Importance of a Heart-Healthy Diet What Makes a Diet Heart-Healthy? Top Heart-Healthy Diet Plans Recommended by Experts Essential Heart-Healthy Foods to Include in Your Meals Foods to Avoid for Better Heart Health Heart-Healthy Diet Plan: A Sample One-Day Meal Plan ...

Nov 20 2025

What Is Heart Disease? Why Early Detection of Heart Disease Is Important Common Symptoms of Heart Disease Early Signs of Heart Failure in Adults Symptoms of Congestive Heart Failure Key Differences Between Heart Attack and Heart Failure Major Risk Factors ...

Nov 19 2025

What Is Critical Illness Cover in Health Insurance? Why Is Critical Illness Insurance Important for Heart Patients? How Does Critical Illness Health Insurance Work? Key Features of a Critical Care Insurance Policy Diseases Covered Under Health Insurance with Critical Illness Cover ...

Nov 19 2025

Introduction What Is Cosmetic Surgery and Preventive Cosmetic Surgery? When Can Preventive Cosmetic Surgeries Be Covered by Insurance? What Private Health Insurance Providers Cover (and Don’t Cover) Cost of Preventive Cosmetic Surgery in India How to Check if Your Insurance Covers Preventive Cosmetic...

Nov 19 2025

Introduction What Is a Health Savings Account? How Do Health Savings Accounts Work? Different Types of Health Savings Accounts Around the World Benefits of a Health Savings Account What Can Health Savings Accounts Be Used For? Best Health Savings Accounts: Global Benchmarks ...

Nov 19 2025

Introduction Why Retirement Planning Needs Long-Term Care Coverage What Is Long-Term Health Care Insurance? Benefits of Long-Term Health Insurance Best Retirement Insurance Plans in India Types of Plans How to Choose the Right Long-Term Care Insurance Plan Planning ...

Nov 19 2025

Introduction Why Health Insurance Should Be Viewed as an Investment How Does Insurance Investment Work? Health Insurance with Investment Plans in India Long-Term Wealth Security Benefits Early Investment Advantage Things to Consider Before Choosing a Health...

Nov 19 2025

Introduction The Importance of Early Health Insurance Planning for Couples Benefits of Couples Health Insurance How to Choose the Best Couples Health Insurance Plan Common Mistakes Couples Make While Buying Health Insurance Why Aligning Insurance Early Strengthens Your Marriage ...

Nov 19 2025

Introduction The Digital Shift in Insurance Payments What Are The Modes Of Payment Of Premium In Insurance Traditional Modes of Premium Payment in Insurance Emergence of Digital Insurance Platforms in India Benefits of Integrating UPI & Wallets with Insurance Platforms ...

Nov 19 2025

Introduction What is Mediclaim? What is Health Insurance? Key Differences Between Mediclaim and Health Insurance Which One Should You Choose? Common Misconceptions FAQs Conclusion   What is the difference between mediclaim and health...

Nov 19 2025

The Urban Stress Epidemic Common Triggers of Urban Stress Health Risks of Unmanaged Stress Stress & Hypertension in India Insurance Coverage for Stress-Related Conditions Stress and Health Management Plans Value of Preventive Health Insurance Add-ons How Insurance...

Nov 19 2025

Understanding Credit Scores and Insurance Role of Credit Score in Insurance Decisions Why Insurance Companies Consider Credit Scores Benefits of a Good Credit Score for Policyholders Common Myths About Credit Scores and Health Insurance Health Insurance Application Checklist for Indians How ...

Nov 19 2025

The Concept of Workplace Burnout Why Insurance Coverage Matters for Workplace Stress & Burnout What Does Workplace Insurance Typically Cover? Role of Employers in Reducing Burnout Risks Choosing the Right Workplace Insurance Plan Additional Considerations & Emerging Trends ...

Nov 19 2025

Why Health Insurance Matters for College Students Unique Insurance Needs of College Students Types of Health Insurance Plans for Students What to Look for in a Student Health Insurance Policy How to Choose the Right Plan as a Student Benefits of Student Health Insurance Beyond College Cost ...

Nov 19 2025

Common Health Risks in the Fitness & Sports Industry What to Look for in the Best Health Insurance for Athletes Health Insurance for Fitness Instructors & Influencers Comparing Health Insurance Options for Athletes in India How Professional Athletes Can Maximise Coverage Conclusion FAQs ...

Nov 19 2025

What is Special Care Health Insurance? Why Dedicated Coverage is Needed for Special Needs Children Coverage Features Parents Should Look For Insurance Options Available in India for Special Needs Children Key Benefits of a Special Care Insurance Plan Tax Benefits of Special Care Insurance ...

Nov 19 2025

Why Children’s Health Insurance is Essential Rising Healthcare Costs for Pediatric Care Early Detection & Preventive Health Coverage Financial Security for Parents Common Long-Term Health Impacts in Children What to Look for in Children’s Health Insurance Coverage How Health Insurance...

Nov 19 2025

Introduction Quick overview What is genetic testing - and why it matters Types of genetic tests - and typical costs (India) When insurers do cover genetic testing What the law & regulator said Why denials still happen - common reasons Practical checklist - before you test ...

Nov 19 2025

Who Are Migrant Families & Why Insurance Matters Challenges Faced by Migrant Families in Tier-2/3 Cities How Insurance Works Differently in a 2-Tier vs 3-Tier City Key Features Migrant Families Should Look For Affordable Policy Options & Examples How to Estimate the Right Sum Insured ...

Nov 19 2025

Introduction What is Section 80D? Who Can Claim: Eligible Members What Expenses Are Eligible Deduction Limits: How Much You Can Claim Mode of Payment & Proofs Required Section 80D and New vs Old Tax Regime Examples and Case Studies Common Mistakes to Watch...

Nov 19 2025

Introduction Why Cost Matters Key Factors That Determine Cost Typical Health Insurance Cost Ranges in India How to Estimate What You'll Pay Ways to Reduce Your Health Insurance Cost Common Misconceptions & Cost Traps Conclusion Introduction ...

Nov 19 2025

Introduction A Short History Key Components & Terms How Health Insurance Works: Step-by-Step Process Scope & Types of Coverages Why Health Insurance Works: Purpose & Benefits Common Misconceptions & Pitfalls to Avoid FAQs About Health Insurance Conclusion ...

Nov 19 2025

Introduction Financial Protection Against High Medical Costs Access to Quality Healthcare Cashless Hospitalisation Coverage for Critical Illnesses Pre and Post-Hospitalisation Benefits Tax Benefits Under Section 80D Wellness and Preventive Care Mental Health Coverage ...

Nov 19 2025

What is Health Insurance? Types of Health Insurance in India Comprehensive Health Insurance Explained Understanding Health Insurance Premiums What is Covered in Health Insurance? How to Choose the Right Health Insurance Plan Frequently Asked Questions (FAQs) Conclusion...

Nov 19 2025

What is Day Care Treatment? Here is a clear overview: Common Day Care Treatment Procedures Covered Under Health Insurance How to Choose a Health Insurance Plan with Day Care Coverage Conclusion FAQs Healthcare has evolved in such a way that in recent years, you can get treated in hospital within a day. Many procedures...

Nov 19 2025

Quick Answer Why Parents Need Dedicated Health Cover Types of Plans to Consider 8-Point Checklist to Pick the Best Policy Shortlist: 6 Plan Archetypes to Consider How Premiums Are Calculated for Parents Claim Process & Tips for Smooth Claims Common Mistakes...

Nov 18 2025

Understanding Cardiac Health Insurance Why Heart Patients Need Specialised Cardiac Care Insurance Key Features of a Cardiac Care Health Insurance Policy Best Health Insurance for Cardiac Patients in India How to Choose the Right Cardiac Care Insurance Policy Factors to Consider Before Buying a...

Nov 17 2025

What Is a Sub Limit in Health Insurance? Meaning of Sub Limit in Health Insurance Why Do Health Insurance Policies Have Sub-Limits? Common Types of Sub-Limits in Health Insurance How Do Sub Limits Affect Your Health Insurance Claim? Advantages and Disadvantages of Sub Limits ...

Nov 16 2025

What Is the Claim Settlement Ratio in Insurance? What Is the Incurred Claim Ratio (ICR) in Insurance? Meaning of ICR and How It Works Key Difference Between Incurred Claim Ratio and Claim Settlement Ratio Why Both Ratios Matter While Choosing a Health Insurance Company Ideal ...

Nov 15 2025

What Is the Claim Settlement Ratio in Insurance? Claim Settlement Ratio of ManipalCigna Health Insurance How to Check the Claim Settlement Ratio of Insurance Companies How Claim Settlement Ratio Helps You Choose the Right Insurer Tips to Ensure a Smooth Claim Settlement Process ...

Nov 15 2025

Understanding Sum Insured: The Basics Importance of Sum Insured How Insurers Calculate Sum Insured Sum Insured vs Sum Assured: Clearing the Confusion Why Sum Insured Matters More Than Just the Premium The Family Floater Sum Insured: What It Means & Why It Counts Why Sum Assured Might Be Less Than Total Premium (and What That Means) ...

Nov 14 2025

What Are Exclusions in Health Insurance? Meaning of Permanent Exclusions in Health Insurance Common Exclusions in Health Insurance Policies Standard Exclusions in Health Insurance Policies (As per IRDAI Guidelines) Why Do Health Insurance Policies Have Permanent Exclusions? How to...

Nov 13 2025

Meaning of Copay in Health Insurance How Does Copay Work in Medical Insurance Types of Copay in Health Insurance Copay and Coinsurance in Health Insurance What is No Copayment in Health Insurance Advantages and Disadvantages of Copay in Health...

Sep 30 2025

Across the globe, cardiovascular diseases (CVDs) are the leading cause of death, claiming over 18 million lives in 2019 that’s about 31% of all global deaths . Even more alarming, the number of people living with CVDs has nearly doubled, from 271 million in 1990 to 523 million in 2019. This reality makes one thing clear: CPR (Cardiopulmonary Resuscitation) is no longer just a skill to learn, it’s a necessity. So, this...

Sep 23 2025

Navaratri is a vibrant Hindu festival celebrated across India with devotion, fasting, and festivity. Observing a Navaratri fast doesn’t mean skipping meals or compromising on nutrition. A well-planned 9-day diet can help you stay energized, support weight management, and maintain overall health. This plan follows Navaratri fasting rules, uses simple, easily available ingredients, and adds a touch of variety to keep your taste buds...

Sep 19 2025

Every year, on 21st September, the world unites to observe World Alzheimer’s Day—a day that shines a light on a condition that quietly but profoundly changes millions of lives. Dementia is a general term used to describe a group of symptoms that affect memory, reasoning, and social abilities severely enough to interfere with daily life. There are several types of dementia, and among them, Alzheimer’s disease...

Sep 01 2025

Health insurance often feels complex, but ManipalCigna Sarvah has changed that story. With features that grow with you, activate the moment you need them, and reset without limits, Sarvah is designed to fit seamlessly into every Indian medical needs. In 2025, this unique approach earned Sarvah the recognition of being voted Product of the Year in Health Insurance by NielsenIQ – people of India voted for Sarvah and...

May 29 2023

Most health insurance companies have a healthy claim payment ratio and are taking all possible efforts to improve it further. However, there are certain instances where the health insurance company rejects the claim as a last resort. As a policyholder, you would never like to face this situation of a health insurance claim getting rejected. The event of a self or family member getting hospitalised is stressful, and the claim...

Apr 06 2023

It's no secret that our busy modern lifestyle can make it challenging to prioritize our health. We often find ourselves caught up in the daily grind, juggling work, family and personal commitments, leaving little time to focus on ourselves. To drive the importance of prioritizing health, ManipalCigna Health Insurance organised a series of social media challenges over the 3 days leading up to World Health Day. From planking to...

Feb 28 2023

The health insurance sector in India has witnessed significant growth in recent years. However, despite this growth, many individuals still find that their existing health insurance coverage is insufficient to cover all of their medical expenses. This is where top-up health insurance comes in. Top-up health insurance is an additional health insurance policy that provides coverage over and above your primary health...

Jan 13 2023

New year, new start! At the beginning of each year, this can-do attitude gives our willpower a much-needed boost to put our resolutions into action and stick to them. In general, resolutions mainly involve committing to healthy lifestyle changes like getting fit, eating right, learning a new skill, or living life to the fullest. Now, you probably said to yourself, “2023 is the year I meet my fitness goals and make it  MY YEAR!”....

Jan 06 2023

Health Insurance is not a want; it’s a need. You might not feel like having one right now due to many reasons, but one hefty bill is enough to prove that wrong. Medical expenses often come uninvited and when they do, they take away a huge chunk of your family savings. That is why a complete comprehensive plan is a must. A Health Insurance plan not just protects you in your present but also safeguards your future. Because as you...

Aug 22 2022

If you are reading this, you already know how important Health Insurance is. It can keep your finances secure and your mind worry-free from medical needs and exigencies. So what happens when you don't have a Health Insurance plan? Unplanned medical expenses drain your savings and you may not be able to afford the treatment you need. Here's another important thing – ‘Being underinsured is as good as not having Health Insurance...

Aug 22 2022

- A family health insurance policy will protect your savings by assisting you in paying medical bills for all insured family members. Read the blog for more information.   Family health insurance plans are becoming increasingly popular as people become more aware of the benefits of having such a plan. These plans cover the cost of medical expenses for a family, including the cost of doctor’s ...

Aug 19 2022

The cost of coverage can be a significant barrier to health care for many people. With health insurance premiums increasing dramatically year after year, it can be difficult for people to know how much health insurance cover is suitable for a family of four. Fortunately, there are several different health insurance policies, so no two families need to buy the same plan. Health insurance premiums vary based on...

Aug 19 2022

You probably already know that having a health issue can be expensive and frustrating. After all, health care costs are one of the main reasons why individuals go without insurance or are uninsured, to begin with. Because of this, it’s important to make sure that your health insurance plan cover your existing conditions. This can be especially challenging if there have been a few ...

Apr 14 2022

As you grow older every year, your health status may change, and so do your needs for health insurance . You may get married, have a child or even develop lifestyle related illnesses. As life progresses, medical costs usually only go up.   How do I choose a health insurance plan based on my age? Ideally it is advisable to buy a health insurance plan as soon as you start earning, at a young age when...

Apr 14 2022

What is Critical Illness Health Insurance? Critical Illness Health Insurance is an insurance against the diagnosis of specific kinds of illnesses. It pays out a lump sum amount upon diagnosis and confirmation of one of these conditions or upon undergoing specific medical procedures.   Who needs Critical Illness Health Insurance? Practically everyone who may be at risk of contracting one or more...

Jul 20 2021

  The Coronavirus pandemic has changed life as we know it, perhaps forever. Most of us reminisce about how ‘normal’ our lives used to be before the virus upended our ideas of normalcy. It has changed the way we live and function. On a broader level, it has also changed how economies function and countries do business. Sectors like retail, travel, banking and insurance and manufacturing have changed irrevocably. The following...

Jul 16 2021

There comes a time in life when you need to sit down and assess your current financial situation and how you want to work towards creating a better and stable future for yourself and your loved ones. Financial planning is a valuable and important process that provides a structure to your finances and accordingly, you have to decide on the steps you need to take to ensure you have enough money to fall back on in case of a medical emergency or...

Jul 14 2021

Ever since the massive wave of the novel Coronavirus engulfed India, we have realised the true value of having a strong immune system and staying healthy. Whether it is putting to use various age-old home remedies or investing in preventive measures if you or a loved one does fall sick, our outlook and attention towards health have changed drastically. One of these measures is investing in a health care insurance plan . Since...

Dec 29 2020

Sound financial planning is very important. Not just for you but for your loved ones too. A well-defined financial plan makes sure that your investments today can secure your tomorrow. An important part of a financial plan is buying health insurance . It is a kind of insurance policy that takes care of yours or your loved one’s medical or surgical expenses. But if you go ahead and buy the health cover, it is essential...

Dec 23 2020

Today, our society is growing more vulnerable to illnesses and diseases. It is imperative to tackle these situations by having certain backup plans in place. Experts from the financial and medical fields believe that investing in health insurance is a one-stop solution. Health insurance benefits are many and if you invest now, they can come in handy during the future. There are various types of health insurance policies...

Jul 27 2020

Health is the most precious commodity of all, and in today’s stressful times, it is all the more pressing. Health is a huge issue in modern times, with an alarming rise in pollution levels and an increase in the stress component in daily living. As a result, health insurance is a basic necessity. You should always plan your finances in a way that health insurance is right at the center of it. This is one of the most important investments...

Jul 27 2020

The steep rise in medical expenses has made the health insurance an absolute necessity. Many of us do not end up thinking of it as an integral part of our financial portfolio. What is making it even more necessary to own is the fact that our fast-paced lifestyle has made us prone to frequent illness. Health insurance helps you prepare for unforeseen medical emergencies. With the backing of these policies, you can...

Jul 27 2020

With life becoming highly sedentary, we are surrounded by multiple health problems, some of which are not very critical, while some are life-threatening. These critical illnesses  can be defined as health conditions that have a significant effect on the lifestyle of an individual and require a lot of finances for treatment. The various impacts of such a situation include loss of earning capability, disability and maybe ...

Mar 17 2020

Unforeseen medical events are uncertain, and you never know when you’ll meet any of them. The prudent way of facing such circumstances is to get a suitable health insurance policy that helps you obtain financial coverage towards medical aid. A mediclaim backup gives you financial assurance. If you ignore it, you may suffer from a severe financial crunch. However, if the health insurance claim process is tiresome, the...

Feb 19 2020

  Health insurance, just like any other industry, keeps evolving and incorporating essential changes. It provides financial coverage over medical procedures, routine check-ups etc. However, nowadays, people are seeking treatments like homoeopathy, Ayurveda and Unani, and the health insurance industry has accustomed itself to it; it has made provisions for covering Ayurvedic treatments.  By giving access to such...

Feb 19 2020

  The fast-paced lifestyle has led us to face several health-related issues—the habits of eating junk food and lack of hygiene results in welcoming stress and illness. You have to get treated in case some severe ailment strikes you. It is better to have a health insurance policy in place so that your recovery is taken care of financially. Once you are hospitalized and cured with the necessary treatments, your insurance...

Feb 19 2020

Today’s ever-expanding market spoils us for choice. The situation in the health insurance vertical is no different than the rest of the market. With several varieties in policies and subtypes within each policy, it takes effort to get acquainted with the available and make an informed choice. Furthermore, many of us end with purchasing something else instead of what they are looking for.  Usually, health insurance and...

Feb 19 2020

  Life is getting more and more sedentary, reflected clearly from the figures that show a continuous rise in the number of critical illnesses surfacing in present times. We all know that getting them treated costs a fortune. Hence, a critical illness plan for yourself and/or your family members is imperative, especially with the medical expenses skyrocketing. Life is unpredictable, and there may be instances when your ...

Jan 07 2020

A medical emergency is one that happens without warning, and you can’t put off. This means that you don’t have the luxury of time to sit and plan out your finances. During such times, the benefits of cashless health insurance can be like a gift from heaven. Here in this article, we aim to explain all that you need to know about cashless insurance. What is cashless medical insurance? When you choose cashless insurance, ...